United Guardian Insurance is a premier, independent direct-to-consumer insurance agency with over 30 years of experience. As a trusted leader in the industry, we help individuals and families find the best coverage for their unique needs at competitive prices. Our services extend to life insurance, working with a wide selection of carriers to ensure you get the best options available. Licensed in all 50 states, we make the process of comparing and selecting insurance straightforward and convenient.
Our headquarters are located in Encino, CA, with additional offices in Beverly Hills, San Diego, and San Francisco. This national presence allows us to serve customers across the United States efficiently and effectively.
Yes, we can provide you with personalized life insurance quotes from several of the most trusted and reputable insurance carriers. Whether you’re looking for term or permanent life insurance, our experts will help you compare policies that fit your needs.
Yes, many people over 65 still benefit from life insurance. Final expense or permanent life insurance can help cover funeral costs, medical bills, or leave a financial legacy for loved ones.
Not always. Some policies, like guaranteed issue or simplified issue life insurance, don’t require a medical exam, making it faster and easier to get covered.
The right amount depends on your income, debts, lifestyle, and family’s future needs. A common rule is to aim for coverage that’s 10–15 times your annual income.
The three most common are term life insurance (coverage for a set period), permanent life insurance (lifelong protection with cash value), and final expense insurance (to cover funeral and end-of-life costs).
If you have additional questions or are ready to get started, contact United Guardian Insurance for a free, no-obligation quote today!